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✉news BusinessPersonal Finance first seen 15 h ago, last 9 h ago, peak #37

How CD Interest Rates Have Changed From 1984 to 2025

Original: Historical CD Interest Rates 1984-2025

Bankrate has published a historical overview of certificate of deposit interest rates in the United States covering 1984 through 2025. The data traces how CD yields climbed to double digits in the mid-1980s, fell steadily through the 1990s and 2010s, and rose again after the recent cycle of Federal Reserve rate increases. Savers are comparing today's rates against four decades of history.

Why now: Savers are weighing whether current CD rates are good by historical standards amid uncertainty over interest rate direction.

BankrateFederal Reserve

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