Bankrate

The question of whether now is a good time to buy a house is being debated, with guidance from Bankrate weighing whether buyers should purchase now or wait for better conditions. High mortgage rates and elevated home prices have left many prospective buyers uncertain about timing the market, making the wait-versus-buy decision a live topic for households.

Bankrate has published a historical overview of certificate of deposit interest rates in the United States covering 1984 through 2025. The data traces how CD yields climbed to double digits in the mid-1980s, fell steadily through the 1990s and 2010s, and rose again after the recent cycle of Federal Reserve rate increases. Savers are comparing today's rates against four decades of history.

Bankrate has published a consumer guide listing ten warning signs of personal loan scams, aimed at helping borrowers avoid fraudulent lenders. The advice covers red flags such as upfront fees, guaranteed approval and pressure tactics. Interest in the topic reflects ongoing concern over loan fraud targeting people seeking credit.