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Oregon's $1 Million Estate Tax Trap Catches Ordinary Families

Original: A $2 Million Term Life Policy Counts Toward Your Taxable Estate the Day You Die. In Oregon That Alone Puts an Otherwise Ordinary Family Over the $1 Million Line

A $2 million term life insurance policy counts toward a person's taxable estate on the day they die. In Oregon, where the estate tax exemption sits at just $1 million, that single payout can push an otherwise ordinary household over the threshold, triggering state estate taxes many families never expected. Commentators are urging residents to review life insurance ownership and estate plans.

Why now: Oregon's unusually low $1 million estate tax exemption means common life insurance payouts can unexpectedly create a tax bill.

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• A $2 Million Term Life Policy Counts Toward Your Taxable Estate the Day You Die. In Oregon That Alone Puts an Otherwise Ordinary Family Over the $1 Million Line · 24/7 Wall St.

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