✉news BusinessPersonal Finance first seen 4 h ago, last 34 min ago, peak #21
Married 54 Years, Couple Enters Nursing Home Months Apart, Loses Medicaid Protections
Original: They Were Married 54 Years and Entered the Same Nursing Home Four Months Apart. With No Spouse Left at Home, Medicaid's Spousal Protections Vanished and the Couple Kept $3,000 Between Them
An elderly couple married for 54 years entered the same nursing home only four months apart. Because neither spouse remained living at home, Medicaid's spousal impoverishment protections, which shield income and assets for a spouse still in the community, no longer applied, leaving the pair with only about $3,000 between them. The case highlights how the program's rules can leave couples who need care simultaneously with almost nothing to live on.
Why now: The story illustrates a little-known gap in Medicaid rules that resonates with families worried about long-term care costs.
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