Mmastodon BusinessBanking first seen 1 d ago, last 57 min ago, peak #1
AI agents could speed bank runs, but experts say risk is low
Original: # AI agent bank runs possible but unlikely, experts say If AI agents let consumers move deposits more easily, banks' dep
Banking industry experts are weighing whether AI agents that automate consumer finances could trigger bank runs. If such agents let customers move deposits instantly in response to bad news, banks' deposit bases could become less stable. Analysts conclude a mass, AI-driven withdrawal event is theoretically possible but unlikely, given current limits on agentic payments and safeguards banks already maintain.
Why now: Growing adoption of agentic AI in finance is prompting fresh debate over whether automated money movement could destabilise bank deposits.
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