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✉news BusinessPersonal Finance first seen 20 h ago, last 3 h ago, peak #15

Best CD rates today offer 4.40% APY options

Original: Best CD rates today, Friday, October 2, 2026: Multiple options for a 4.40% APY

Savers can still find competitive returns on certificates of deposit, with multiple banks offering a top rate of 4.40% APY as of Friday, October 2, 2026. Rate trackers highlight several institutions paying that yield, giving depositors a range of choices for locking in returns amid uncertainty over where interest rates head next.

Why now: Consumers are comparing CD rates to lock in high yields before potential interest rate changes.

Yahoo Financecertificates of deposit

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Rank over time, top of the chart is #1. 10 snapshots from 20 h ago to 3 h ago.

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