✉news BusinessPersonal Finance first seen 15 h ago, last 11 h ago, peak #8

30-Year Mortgage Rates Climb to 7.43% as of October 1, 2026

Original: Mortgage Rates Today, October 1, 2026: 30-Year Rates Climb to 7.43%

Average 30-year mortgage rates rose to 7.43% on October 1, 2026, marking another increase for home borrowers. The rise adds to affordability pressure for buyers and homeowners looking to refinance, with borrowing costs remaining near multi-decade highs. Prospective purchasers are weighing whether to buy now or wait in hopes of future rate relief, while housing market watchers continue to track daily movements closely.

Why now: High mortgage rates directly affect home affordability and buyers' and homeowners' financial decisions.

30-year mortgagemortgage ratesUS housing market

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Rank over time, top of the chart is #1. 4 snapshots from 15 h ago to 11 h ago.

Evidence

• Mortgage Rates Today, October 1, 2026: 30-Year Rates Climb to 7.43% · WSJ

API: https://socialmediatrends-api.osmike.com/v1/trends/620033