✉news BusinessPersonal Finance first seen 5 h ago, last 1 h ago, peak #13

CD Rates on October 1, 2026: Top APYs Hit 5.00%

Original: Today’s CD Rates for October 1, 2026: Highest APYs Range From 4.15% to 5.00%

Certificate of deposit rates published for October 1, 2026 show the highest annual percentage yields ranging from 4.15% to 5.00%. Savers comparing accounts are being pointed to the top of that range, with rates holding at levels that remain attractive for locking in money over fixed terms.

Why now: Savers are monitoring whether deposit yields remain high as expectations for interest rate cuts continue.

certificates of depositUS savings market

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Rank over time, top of the chart is #1. 4 snapshots from 5 h ago to 1 h ago.

Evidence

• Today’s CD Rates for October 1, 2026: Highest APYs Range From 4.15% to 5.00% · WSJ

API: https://socialmediatrends-api.osmike.com/v1/trends/598669