✉news BusinessPersonal Finance first seen 2 d ago, last 1 d ago, peak #8
Best CD rates today: earn up to 4.75% APY
Original: Best CD rates today, Wednesday, November 4, 2026: Earn up to 4.75% APY
Savers can earn up to 4.75% APY on certificates of deposit as of Wednesday, November 4, 2026, according to a survey of current offers. The roundup highlights which banks and credit unions are paying the top rates on CD terms right now. Rates remain elevated enough that locking in a fixed return is drawing attention from savers comparing accounts.
Why now: Savers are checking daily CD rate comparisons to lock in elevated fixed returns.
Rank over time, top of the chart is #1. 10 snapshots from 2 d ago to 1 d ago.
Evidence
API: https://socialmediatrends-api.osmike.com/v1/trends/4864868