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Best CD Rates Today Reach Up to 4.65% APY
Original: cd rates today
Savers are checking certificate of deposit rates after the Federal Reserve held interest rates steady. Several banks are offering top yields of up to 4.65% APY as of Thursday, October 29, 2026, prompting interest in locking in rates before any future Fed cuts. Financial outlets are publishing daily roundups of the best available CD terms across banks and credit unions.
Why now: The Fed's decision to hold rates steady has savers comparing CD yields before they potentially fall.
Evidence
- Best CD rates today, Thursday, October 29, 2026: Lock in up to 4.65% APY following the Fed holding rates steady · Yahoo Finance
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