✉news BusinessPersonal Finance first seen 1 d ago, last 19 h ago, peak #13
Best CD rates hit 4.65% APY after Fed holds steady
Original: Best CD rates today, Thursday, October 29, 2026: Lock in up to 4.65% APY following the Fed holding rates steady
The Federal Reserve has held interest rates steady, and some banks are still offering certificates of deposit with annual percentage yields of up to 4.65%. Financial outlets are publishing updated daily rate comparisons, urging savers to lock in high yields now. Readers are being told that top CD rates may decline if the Fed eventually cuts rates, making current offers attractive for locking in longer terms.
Why now: Savers are looking to lock in high yields before potential Fed rate cuts reduce CD returns.
Evidence
- Best CD rates today, Thursday, October 29, 2026: Lock in up to 4.65% APY following the Fed holding rates steady · Yahoo Finance
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