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Top CD Rates Reach 5.25% APY in Late October

Original: Today’s CD Rates for October 29, 2026: Highest APYs Range From 4.50% to 5.25%

The Wall Street Journal reports that as of October 29, 2026, the highest certificate of deposit rates on offer range from 4.50% to 5.25% APY. Savers comparing accounts can still find yields above 4.50%, though rates vary widely by institution and term length. The update is part of the paper's regular daily tracking of deposit rates.

Why now: Savers are watching deposit rates closely amid uncertainty about where interest rates are headed.

Wall Street Journalcertificates of deposit

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