✉news BusinessPersonal Finance first seen 6 d ago, last 5 d ago, peak #8
Top CD rates reach 5.05% as of October 28, 2026
Original: Top CD rates today, Oct. 28, 2026: Lock in up to up to 5.05%
Certificates of deposit are offering annual percentage yields of up to 5.05% as of October 28, 2026, according to Fortune's daily rate roundup. Savers looking to lock in high returns are comparing offers across banks, as elevated rates may not last if the Federal Reserve continues cutting interest rates.
Why now: Savers are eager to lock in high deposit yields before potential Fed rate cuts reduce returns.
Evidence
API: https://socialmediatrends-api.osmike.com/v1/trends/3984809