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Could UPI Replace Razorpay for Payments in India?

Original: What If You Could Replace Razorpay With UPI?

A discussion is gaining attention in India's developer and startup circles about whether businesses could replace Razorpay, a popular payment gateway, with direct UPI payments. The idea is that UPI, the country's public instant payment system, could handle transactions without a commercial intermediary, potentially cutting fees. The debate touches on costs, integration complexity, and what features payment gateways provide beyond simple transfers.

Why now: Indian developers and founders are weighing the cost savings of using UPI directly against the convenience of payment gateways like Razorpay.

RazorpayUPIHarkirat SinghIndia

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Evidence

• What If You Could Replace Razorpay With UPI? · Harkirat Singh · 282.2K

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