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Mortgage and refinance rates today, September 28, 2026

Original: Mortgage and refinance rates today, Monday, September 28, 2026: Refinance rates still lower than purchase rates

Mortgage and refinance rates were updated for Monday, September 28, 2026, with refinance rates remaining lower than purchase rates. The daily rate tracker gives borrowers a benchmark for what lenders are offering, and the continued gap between refinance and purchase pricing is the notable takeaway for homeowners weighing a refinance against current purchase terms.

Why now: Borrowers routinely follow daily mortgage rate updates to time refinancing or home purchase decisions.

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Evidence

• Mortgage and refinance rates today, Monday, September 28, 2026: Refinance rates still lower than purchase rates · Yahoo Finance

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