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Best CD rates today offer up to 4.40% APY
Original: Best CD rates today, Tuesday, October 20, 2026: Lock in up to 4.40% APY on an 11- and 12-month CD
Savers can lock in annual percentage yields of up to 4.40% on 11- and 12-month certificates of deposit, according to rate comparisons published Tuesday, October 20, 2026. The figures reflect continued competitive short-term CD offers as banks vie for deposits, giving savers a window to secure elevated returns before rates potentially shift.
Why now: Savers are tracking daily CD rate comparisons to lock in high yields amid uncertainty over where interest rates head next.
Evidence
- Best CD rates today, Tuesday, October 20, 2026: Lock in up to 4.40% APY on an 11- and 12-month CD · Yahoo Finance
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