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✉news BusinessBusiness first seen 2 d ago, last 2 d ago, peak #18

Small Business Lending Moves Past Credit Scores

Original: Small Business Lending Looks Beyond Credit Scores to Everyday Business Data

Small business lenders are increasingly looking beyond traditional credit scores, using everyday business data such as cash flow and transaction records to assess borrowers. The shift could open access to financing for firms with thin credit histories that were previously overlooked by conventional underwriting.

Why now: Lenders and small businesses are watching changes in how loan eligibility is assessed amid tighter credit conditions.

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