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Storm Rachel's flood damage may fall outside home insurance policies

Original: Storm Rachel’s wave and flash flood damage could fall outside many home policies

Storm Rachel has caused damage from large waves and flash flooding, but many affected homeowners could find that standard home insurance policies do not cover these losses. Flood and wave-related damage is often excluded or sold separately, meaning payouts may be refused, leaving residents to cover repair costs themselves and prompting questions about coverage gaps.

Why now: Homeowners facing damage from Storm Rachel are checking whether their policies cover wave and flash flood losses.

Storm Rachelhome insurers

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