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Storm Rachel flood damage falls outside many home insurance policies

Original: Storm Rachel’s coastal and flash flood damage leaves many claims outside home cover

Storm Rachel has caused coastal damage and flash flooding, leaving many affected households unable to claim on their home insurance. Standard policies often exclude damage from coastal erosion, storm surge or surface water flooding, meaning many claims from the storm are likely to be rejected. Insurers and policyholders are now assessing which losses fall within cover.

Why now: Recent storm damage has highlighted gaps in standard home insurance coverage, prompting concern among affected homeowners.

Storm Rachelhome insurerscoastal communities

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