Mmastodon BusinessBanking first seen 17 h ago, last 6 min ago, peak #9

Fintech developers weigh polling SMS OTP delivery status

Original: Short answer: use bounded polling only to improve the login screen, never to decide whether an OTP is... # sms # authent

A developer article argues that fintech apps can poll SMS one-time-passcode delivery status in a bounded way, but only to improve the login experience, never to decide whether a submitted OTP is valid. The piece, tagged around fintech, authentication and software engineering, frames delivery polling as an accessibility and usability improvement rather than a security mechanism, stressing auditable, careful use in banking login flows.

Why now: Discussions about secure and accessible banking authentication are topical among developers building login flows

fintechSMS OTP authenticationUrbanmindDev.to

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Evidence

• Short answer: use bounded polling only to improve the login screen, never to decide whether an OTP is... # sms # authentication # fintech # software # coding # development # engineering # inclusive # community Auditable Fintech Access by Polling SMS OTP Delivery Status Without… · devto@www.urbanmind.net · 2

API: https://socialmediatrends-api.osmike.com/v1/trends/1820177