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Married Couples Can Give $38,000 Per Recipient in 2026 Tax-Free

Original: A Married Couple Will Be Able to Hand Each Child and Grandchild $38,000 in 2026 Without Filing a Single Gift-Tax Form. With Eleven Recipients, That's $418,000 a Year Leaving the Estate

A married couple will be able to give each child or grandchild up to $38,000 in 2026 without filing any gift-tax paperwork, under the annual gift-tax exclusion. The math is drawing attention: with eleven recipients, a couple could move $418,000 a year out of their taxable estate entirely tax-free. Estate planners say it highlights how much wealth can be transferred over time without federal gift-tax filings.

Why now: The 2026 annual gift-tax exclusion amount is newly known, and it shows families a simple way to shrink taxable estates.

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• A Married Couple Will Be Able to Hand Each Child and Grandchild $38,000 in 2026 Without Filing a Single Gift-Tax Form. With Eleven Recipients, That's $418,000 a Year Leaving the Estate · 24/7 Wall St.

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