✉news BusinessPersonal Finance first seen 3 d ago, last 3 d ago, peak #28
Ramsey Host Tells $250K Earner He's 'a Number in an Algorithm'
Original: 'You Are a Number in an Algorithm, in a Spreadsheet': Ramsey Host to $250K Earner With No Credit Score as 15-Year Rates Hit 6.60%
A host on Dave Ramsey's personal finance show criticized a high earner who has no credit score, telling him that lenders view people as 'a number in an algorithm, in a spreadsheet.' The exchange comes as average 15-year mortgage rates hit 6.60%, renewing debate over whether avoiding credit entirely is practical when applying for a home loan.
Why now: The combination of stubbornly high mortgage rates and Ramsey's polarizing no-credit-score philosophy has reignited debate over how to qualify for a home loan.
Evidence
- 'You Are a Number in an Algorithm, in a Spreadsheet': Ramsey Host to $250K Earner With No Credit Score as 15-Year Rates Hit 6.60% · 24/7 Wall St.
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