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Support Starter Homes, Not Looser Lending, Says Policy Analyst

Original: Support Starter Homes, Not Looser Lending or Financial Fixes

A new commentary argues that easing mortgage credit rules or relying on financial engineering will not solve the US housing affordability problem. Instead, the author calls for policies that expand the supply of affordable starter homes for first-time buyers, saying looser lending risks repeating the mistakes that fueled past housing crises.

Why now: Housing affordability and access to first homes is a pressing policy debate in the United States.

American Enterprise Institute

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