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self-employed workers
Trends
- 1
Spanish media report that pensions will rise again in January 2027, with new average retirement pensions exceeding 1,700 euros a month. The increases will cover retirement, widowhood, disability and self-employed pensions under the annual revaluation system. Social Security has also confirmed that from 2027 voluntary early retirement will generally require age 65, unless workers have 38 years and 6 months of contributions.
- 2
Russia's Federal Tax Service is working on a unified transitional tax regime that would cover both self-employed people and small businesses, with new rules and timelines being discussed. At the same time, a survey found that 41% of self-employed workers in the Northwestern Federal District use promotional tools on Avito. The combination of pending tax reform and growing self-employment activity is drawing attention.
- 3
News outlets report that new retirees in Spain receive an average pension of 1,758 euros, while self-employed pensioners already retired get 1,063.53 euros, below the minimum wage. The gap between contributions and payouts for self-employed workers is drawing attention as their pensions fall short of the interprofessional minimum wage.
- 4UK mortgage lenders still struggle with self-employed borrowers▼While its not the most central aspect of the UK's housing crisis, neither is it nothing: mortgage lenders still have 'di
Mortgage lenders in the UK continue to have difficulties dealing with the self-employed, whose variable and erratic incomes often lead lenders to refuse mortgages outright or offer them only on more constrained terms than those given to salaried workers. Commentators argue this is not central to the country's housing crisis, but neither is it a trivial part of it.
- 5UK mortgage market failing to adapt to new work patterns▼UK mortgage market ‘failing to adapt to new patterns of work’
The Financial Times reports that the UK mortgage market is failing to adapt to new patterns of work, with lending rules still geared towards traditional full-time employment. Self-employed workers, freelancers and gig economy workers reportedly struggle to secure mortgages despite stable incomes, prompting calls for reform in how lenders assess affordability.
- 6
Unemployment in the Netherlands is drawing attention, with coverage noting that many self-employed people who stopped working are ending up in the healthcare sector. The topic is trending in Dutch search traffic, suggesting public interest in how former freelancers and independent workers are finding their way back into employment, particularly in care roles.