search
bank statement analysis
Trends
- 1Lenders in India turn to bank statement analysis over credit scores▼A credit score tells a lender how a borrower has repaid credit in the past. It says very little... # backend # fintech #
Discussion in fintech circles is focusing on the limits of traditional credit scores, which only show how a borrower has repaid credit in the past. Bank statement analysis for lenders in India is being highlighted as an alternative, giving a fuller picture of cash flow and financial behaviour beyond the score itself.