Experian

Serasa Experian data shows default in Brazil has reached a record 84.2 million people, according to CNN Brasil. The figure means roughly four in ten adult Brazilians are behind on bills, renewing concern about household finances, high interest rates and the cost of living, and prompting debate over credit access and debt-renegotiation programmes.

A man describing himself as a white, middle-class, middle-aged professional says Experian has repeatedly placed inaccurate, life-impacting events on his credit report over the years. Writing online, he calls it insane that anyone would downplay such errors, arguing that if credit bureaus mishandle his straightforward case, people in more vulnerable situations face far worse. The post has sparked discussion of credit reporting accuracy and accountability.