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home insurance
Trends
- 1Many homeowners unknowingly lack adequate insurance coverage▼Many homeowners have a big insurance coverage gap — and don't even know it
CNBC reports that many homeowners are carrying a large gap in their insurance coverage without realizing it. Homeowners may believe their policy fully protects their property, but rising rebuilding costs and policy limits can leave them underinsured. The article urges homeowners to review their coverage levels and update policies to reflect current replacement costs.
- 2Home insurance becoming unaffordable in several US states▼The states where home insurance is becoming unaffordable in 2026
A new report identifies the US states where home insurance is expected to become unaffordable in 2026, with coverage costs rising beyond what many homeowners can reasonably pay. The findings come as premiums climb sharply in states exposed to wildfires, hurricanes and other climate-related risks, putting strain on household budgets and raising concerns about whether some homeowners will be able to keep adequate coverage.