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- 1US mortgage rates climb back above 7%βΌMortgage rates break past 7% as bond yields surge, deepening U.S. housing gridlock
Average U.S. mortgage rates have risen past 7% as a surge in bond yields pushes borrowing costs higher. The jump worsens an already frozen housing market, where high rates discourage both buyers from purchasing and existing homeowners from selling and giving up lower locked-in loans. Economists warn the gridlock could persist until yields ease, keeping home affordability near its worst levels in decades.
- 2Mortgage Rates Hit 7%, Deepening the Lock-In EffectβΌAs Mortgage Rates Hit 7%, the Lock-In Effect Gets Stronger
US mortgage rates have reached 7%, strengthening the lock-in effect in which homeowners with cheaper existing loans refuse to sell and take on new, higher-rate mortgages. The result is fewer homes on the market, constrained supply, and persistent affordability pressure for buyers, a dynamic economists and housing analysts say is becoming more entrenched as rates stay elevated.
- 3Mortgage Rates Top 7% as Housing Market Questions GrowβΌMortgage Rates Exceed 7%. Where Will the Housing Market Go?
US mortgage rates have climbed above 7%, a threshold not seen in years, leaving buyers facing significantly higher monthly payments and sellers facing reduced demand. Commentators are debating whether the housing market will cool further, see prices fall, or remain tight because of low housing supply and homeowners locked into lower rates.
- 4Burnham to unveil 'Your First Home' low-deposit schemeβΌBREAKING: Andy Burnham will announce a new "Help to Buy" scheme next week Called "Your First Home", it will allow young
Andy Burnham is expected to announce a new help-to-buy scheme called 'Your First Home' next week. Under the plan, young people would be able to buy their first home with a deposit of just 2.5%. The announcement is drawing attention amid ongoing debate about housing affordability for first-time buyers in Britain.
- 5Housing prices keep rising despite government regulationsβ"Housing prices rising despite regulations": What is happening in the real estate market right no...
Housing prices are continuing to climb even as regulatory measures aimed at curbing the real estate market remain in place. The discussion focuses on what is currently driving the market and why policy intervention has not slowed price growth, a concern for households and policymakers alike.
- 6Australian auction clearance rate hits 10-week low on rate hike fearsβΌAustralian home auction clearance rate hits 10-week low as looming rate hike threatens deeper slowdown
Australia's home auction clearance rate has fallen to its lowest level in ten weeks, and analysts warn that an expected interest rate rise could deepen the slowdown in the housing market. The dip suggests buyers are pulling back amid borrowing-cost uncertainty, with a weakening auction season pointing to further cooling in property prices.
- 7Mortgage Rate Surge Shakes the US Housing MarketβMortgage Rates SKYROCKET Shattering Housing Market
Mortgage rates have climbed sharply, prompting warnings that the housing market could take a serious hit. Commentators in real estate circles say higher borrowing costs are pricing buyers out, cooling demand, and threatening sellers who must now accept lower prices. Homeowners and prospective buyers are debating whether to wait out the spike or proceed, with many bracing for a broader slowdown in home sales.
- 8Andy Burnham seeks to revive Help-to-Buy for first-time buyersβDespite the housing crisis being in a large part caused by the high price of housing (stoked by the lax availability of
Greater Manchester mayor Andy Burnham is reportedly looking to revive the Help-to-Buy scheme for first-time buyers. Critics argue the move is misguided, since easy credit under the original scheme helped push house prices up, worsening the affordability crisis it was meant to ease. Commenters call it a short-term fix that risks inflating prices further rather than addressing the underlying shortage of affordable homes.
- 9
The government is set to confirm a new scheme to help first-time buyers at the upcoming Budget, according to an official announcement. Details of the scheme have not yet been published, but it is expected to form part of wider housing measures aimed at improving access to home ownership for younger buyers struggling with high deposits and mortgage costs.
- 10Toronto and Vancouver ranked among world's weakest real estate marketsβToronto and Vancouver were ranked among the weakest real estate markets in the world. Hereβs why
Toronto and Vancouver have been ranked among the weakest-performing real estate markets globally, according to a new international ranking. Analysts point to high borrowing costs, steep home prices relative to incomes and cooling demand as key factors weighing on both cities' housing markets, in a shift from their years as some of the world's hottest property markets.
- 11Mortgage Rates Rise for a Third Straight DayβΌTodayβs Mortgage Rates, Sept. 26: Rates Rise for a Third Straight Day Affecting Borrowers
US mortgage rates increased for a third consecutive day on September 26, adding pressure on borrowers. The continued climb makes home purchases and refinancing more expensive, and prospective buyers and homeowners are watching closely for signs of where rates will settle.
- 12Nearly half of US home sellers offering incentives as market coolsβFrom cruises to $20,000, almost half of home sellers are offering incentives to unload properties
Almost half of home sellers in the United States are now offering incentives to close deals, ranging from cash concessions of up to $20,000 to perks like free cruises. The trend points to a cooling housing market, with buyers gaining leverage as high mortgage rates and elevated prices leave many properties sitting longer. Commenters are treating the report as a sign the seller-friendly era may be ending.
- 13Mid-market rentals key to ending housing market stagnation, experts sayβExperts: More mid-market rentals are the key to getting housing market out of stagnation
Housing experts argue that building more mid-market rental homes is the most effective way to break the deadlock in the housing market. With limited movement at both the affordable and high ends, mid-market rentals could free up the chain and get buyers and renters moving again, according to the analysis reported by NL Times.
- 14New York metro ranked fifth-hardest US market for first-time buyersβΌNYC homes out of reach? Why this city ranks the 5th-hardest US metro for first-time buyers
A new ranking places the New York City metropolitan area as the fifth-most-difficult US metro for first-time homebuyers. The assessment reflects the city's notoriously high purchase prices and the growing gap between local incomes and housing costs. The finding fuels ongoing debate about affordability in one of America's priciest property markets, where many aspiring buyers say ownership remains out of reach.
- 15
Mortgage rates have climbed to around 7%, putting fresh pressure on the Coachella Valley housing market in Southern California. Higher borrowing costs are squeezing affordability for buyers and may be cooling sales activity in the desert region. Local coverage highlights how rate increases are reshaping conditions for both homeowners and prospective purchasers.
- 16Home asking prices dip over the past yearβΌHome asking prices have dipped in the past year. See how they've changed over a decade.
New data shows home asking prices have declined over the past year, marking a shift after a decade of generally rising price trends. A decade-long comparison reveals how much asking prices have changed since the mid-2010s, offering buyers and sellers a longer view of the housing market beyond the recent downturn.
- 17Fixed Mortgage Rates Rise Again This WeekβMortgage and refinance interest rates today, Sunday, September 27, 2026: Fixed mortgage rates moved higher again compared to last week
Fixed mortgage and refinance interest rates moved higher again compared to the previous week, as reported on Sunday, September 27, 2026. The latest increase continues a recent upward trend in fixed-rate borrowing costs, a concern for prospective homebuyers weighing affordability and for homeowners considering refinancing existing loans.
- 18California GM EV buyers to get free chargers and grid paymentsβCalifornia GM EV buyers get free charger, then can get paid to help the grid
General Motors is offering California electric vehicle buyers a free home charger, with the option to earn money by supporting the state's power grid. Owners who enroll can let the utility draw on their vehicle's battery during periods of high demand, receiving payments in return. The program ties into California's broader push to stabilize its grid while expanding electric vehicle adoption.
- 19Expat buyers in Spain warned over new EU housing proposalβExpat buyers in Spain should watch this major new housing proposal gathering pace in Brussels, writes Mark Stucklin
Property expert Mark Stucklin advises expat buyers in Spain to monitor a major housing proposal gaining momentum in Brussels. The piece, published by the Olive Press, suggests the European-level initiative could affect foreigners purchasing homes in Spain, though details of the proposal and its likely impact are not spelled out in the available material.
- 20Australian homeowner makes $25,000 upsizing move amid RBA rate squeezeβAussie makes $25,000 upsizing move as RBA squeezes home borrowers: 'Perfect opportunity'
An Australian borrower has sold up and upsized in a move valued at $25,000, describing the current market as a 'perfect opportunity'. The story frames the decision against the Reserve Bank of Australia's tight monetary policy, which has pushed up mortgage costs and squeezed household budgets, cooling buyer demand and giving some homeowners unexpected leverage when trading up.