certificates of deposit

Fortune has published an updated roundup of certificate of deposit rates from major US banks, including Chase, Bank of America, and Citibank, dated September 29, 2026. The comparison gives savers a snapshot of what the biggest banks are currently paying on CDs, helping readers decide where to deposit funds for the best returns.

Savers can lock in certificates of deposit with annual percentage yields reaching 4.40% as of Tuesday, September 29, 2026. Rate comparisons published by financial outlets highlight which banks and credit unions are offering the top returns, as deposit rates remain elevated and consumers look for guaranteed, fixed-term options to grow savings.

Fortune reports the best certificate of deposit rates available on September 29, 2026, with top accounts paying up to 4.95%. The roundup points savers toward competitive fixed-rate CDs while rates remain elevated, and highlights which banks and terms currently offer the highest annual percentage yields.

The highest certificate of deposit annual percentage yields on September 29, 2026 range from 4.15% to 5.00%, according to a rate roundup published by The Wall Street Journal. Savers comparing CDs can still find returns near 5% at the top end of the market. Readers are tracking these figures to decide where to lock in deposits.

A personal finance writer who had dismissed certificates of deposit is reconsidering whether avoiding them was a costly mistake. The piece reflects a broader debate among savers about whether CDs, with their locked-in rates, beat high-yield savings accounts in the current interest rate environment. Readers are weighing the trade-off between guaranteed returns and keeping money flexible.